Take Affirm just about everywhere

How to use Affirm

At checkout icon At checkout Affirm Card™ icon Affirm Card™ Affirm app icon Affirm app

How to use affirm app

Shop online and in-store

See how much you can spend, and then pay with Affirm at thousands of stores.

Download the app

How payment plans work

FeaturesIcon grid Pay in 4Calendar icon Monthly installments
Purchase amount$50–$1,000+May differ by store$50–$5,000+May differ by store
Number of payments43–60
Payment durationEvery 2 weeksMonthly
Payment at checkoutDown payment may be requiredDown payment may be required
Credit impact to apply?NoneNone
Credit impact with a loan?May impact if delinquentMay impact if loan is accepted or delinquent 
Options depend on your purchase amount and may vary by merchant.

Here’s what you might pay

Home » How to use Affirm


$100.00 $1000.00 $5000.00

  • 1 payment every 2 weeks 4 interest-free payments $25.00 Total cost: $100.00
  • 6 monthly payments Total interest at 15% APR: $4.42 $17.40 Total cost: $1004.42
  • 12 monthly payments Total interest at 15% APR: $8.31 $9.03 Total cost: $5008.31

For illustrative purposes only. See footer for details

How to make a purchase

Pay just about anywhere

Look for the Affirm logo at checkout. Didn’t see it? You can request a one-time-use virtual card in the Affirm app or learn how the Affirm Card™ works.

Apply and choose your payment plan

Pick the payment option that works for you—from 4 interest-free payments every 2 weeks to monthly installments.

Make your payments

Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.

Get started with Affirm

Sign up Download the app