HOW TO PAY
Take Affirm just about everywhere
You can find Affirm online, in-store, and in your wallet. We make it super simple to pay over time at all your favorite places.
How to use Affirm
At checkout 
Affirm Card™ 
Affirm app
Shop online and in-store
See how much you can spend, and then pay with Affirm at thousands of stores.
How payment plans work
| Features |  Pay in 4 |  Monthly installments |
| Purchase amount | $50–$1,000+May differ by store | $50–$5,000+May differ by store |
| Number of payments | 4 | 3–60 |
| Payment duration | Every 2 weeks | Monthly |
| Payment at checkout | Down payment may be required | Down payment may be required |
| Interest | Interest-free | 0–36% |
| Fees? | Never | Never |
| Credit impact to apply? | None | None |
| Credit impact with a loan? | May impact if delinquent | May impact if loan is accepted or delinquent |
Here’s what you might pay
YOUR PURCHASE
$100.00 $1000.00 $5000.00
- 1 payment every 2 weeks 4 interest-free payments $25.00 Total cost: $100.00
- 6 monthly payments Total interest at 15% APR: $4.42 $17.40 Total cost: $1004.42
- 12 monthly payments Total interest at 15% APR: $8.31 $9.03 Total cost: $5008.31
For illustrative purposes only. See footer for details
How to make a purchase
Pay just about anywhere
Look for the Affirm logo at checkout. Didn’t see it? You can request a one-time-use virtual card in the Affirm app or learn how the Affirm Card™ works.
Apply and choose your payment plan
Pick the payment option that works for you—from 4 interest-free payments every 2 weeks to monthly installments.
Make your payments
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.